West Virginia Funeral Trust
NO GREATER KINDNESS FOR THOSE YOU
The most inevitable fact of life is that it will end one day.
Making personal arrangements for this day should be no more unusual
than making out a will or buying a life insurance policy.
But somehow it is. And we all recognize this fact. We all resist
thinking about such things as funeral arrangements, cemetery plots,
and all the endless details that must be attended to when someone
you love dies. And the disturbing part is that we are forced to
make these decisions about the arrangements often in the midst of
deep sorrow and without really knowing what he or she might have
One of the most thoughtful things you can do for your family's
peace of mind is to make certain that funeral and financial
arrangements are made well in advance of the need. This pre-need
planning is important for a number of very important reasons:
- It will be a great comfort to your family to know in advance
that all the arrangements are taken care of.
- It will also serve to spare your family additional concern and
anxiety when the inevitable happens.
- It will give positive assurance that the funeral will represent
your personal beliefs or lifestyle.
- There will be no financial stress for the family because the
necessary funds will be available when needed.
To help you achieve these objectives in an organized fashion,
the West Virginia Funeral Directors Association has created West
Virginia Funeral TrustTM. The Trust is organized and operated under
the trust laws of the state. The remainder of this folder details
three overall considerations and advantages of participating in the
SPARING YOUR FAMILY
There is no more difficult period for a family than that
encountered immediately after a death occurs. Family members are
under considerable stress. There is a need for them to share in the
decisions and concerns regarding the arrangements. There is also a
need to come to grips with the actual event taking place.
It is a time for them and others who share in the loss to
express their love, respect and grief. It is time to face openly,
realistically and with dignity the crisis that death presents.
They will be forever grateful to you for relieving them of any
decisions to be made regarding the funeral arrangements. The will
be happy in the thought that everything was arranged and fulfilled
in accordance with your wishes.
PUTTING YOUR DECISIONS IN
By pre-planning your funeral arrangements, you will have the
time to investigate thoroughly the available alternatives, options,
anticipated costs, and other considerations so that decisions can
be made in advance of any crisis. Advanced planning ranging from
basic pre-recording of personal information to specific
arrangements and payment for funeral services can be spelled out
as guidelines for survivors as well as for the Funeral Director who
carries out the arrangements at the time of death.
The experience and assistance of a funeral director is essential
to the proper planning of a funeral in advance of need. Responsible
suggestions based on professional training and experience help
survivors cope with the death and grief crises. It is prudent to
select a funeral director who will be sensitive to family concerns
and responsive to your requests.
ENSURING THAT COSTS WILL BE
Pre-financing your funeral pre-arrangements can be extremely
helpful to your survivors, assuring them that funds will be
available when needed to offset or completely cover funeral
Any investment made in a pre-arranged, pre-financed funeral
agreement is protected by law.
The basic purpose of the legislation is to protect funds of West
Virginia residents who purchase funeral services, and merchandise
in advance of need. Because the services and merchandise are to be
provided in the future, the consumer's funds are held in trust.
Pre-arrangements with your funeral director will assure you that
your payments and deposits are made in a trust account with a
participating bank as your trustee. In this way, you know your
funds are safe and will grow with regular interest.
When you discuss pre-arrangement and/or pre-financing of
funerals with a funeral director, you are under no obligation to
make any purchase or commitment. His counsel is a service to you.
Whether you pre-finance or simply evaluate your needs on a
pre-arranged basis, your funeral director has the professional
background, facilities and ability to provide what you request.
A FEW SUGGESTIONS:
Pre-arranging and pre-financing a funeral are important
decisions. Carefully review these considerations before finalizing
- Anticipate the possible effects on survivors. Always consult
the survivors who will be most affected by the death. Give them the
opportunity to participate in the planning, not just acting as
- Approach realistically the logic and economics of planning now
what might not take place for many years.
- Make sure that monies paid in advance of need for funeral
services and merchandise are always placed in trust for you.
WEST VIRGINIA PRENEED FUNERAL TRUST, INC.
400 Allen Drive, Suite 20
Charleston, WV 25302